Working capital for owners the bank keeps saying no to.
$10,000 to $1M+ for restaurants, contractors, auto shops and other working businesses. Fill in the check to see a ballpark, then talk to a real funding specialist.
Rather talk now? Book a 15-minute callA ballpark from typical deal sizes, not an offer. Checking costs nothing and doesn't commit you to anything.
Find your industry.
Every trade has its own cash crunch. Pick yours to see what we fund and how fast.
Four ways to put more cash in the business.
You tell us what's going on. We match you to the program that fits your industry, your numbers and how fast you need it.
| Program | Amount | Decision | How it's paid back | Best for | Action |
|---|---|---|---|---|---|
| Revenue advanceAny industry | $10K to $500K | As fast as 24 hours | A set share of your sales until it's covered. Slow week, smaller payment. | Businesses with steady deposits that need cash now | Check eligibility |
| Restaurant growth capitalRestaurants, bars, cafes | $50K to $1M+ | Within days | It isn't a loan. Diners buy credit to spend at your restaurant, so you pay it back by serving them. No interest, no equity. | 4.0+ Google rating and $500K+ in yearly sales | Check eligibility |
| New POS systemRestaurants, retail, trades and more | $0 upfront hardware | From $29.99 a month | Nothing to pay back. Online ordering, loyalty, reservations and next-day deposits come built in. | Owners stuck on an old, slow or overpriced system | See POS options |
| Dual pricing and fee reviewAnyone who takes cards | Free | Same week | Nothing to pay back. Card-paying customers cover the processing cost, so your fees can drop to near zero. Or we audit your statement line by line. | Anyone paying 3% or more on card sales | Run my savings |
The restaurant program comes with diners: our funding partner's app has more than 5.5 million of them across 11,000+ restaurants. And when you process cards with us, you may also qualify for funding of up to 2x your monthly card sales, with one fixed fee and no interest.
Stop paying to get paid.
A modern POS with $0 upfront hardware, plus dual pricing that lets card-paying customers cover the processing cost. Built for restaurants, retail, trades, auto shops and more.
- $0 upfront
- Commercial-grade hardware at no cost, with a lifetime warranty.
- From $29.99/mo
- Online ordering, loyalty, reservations and a website builder included.
- Dual pricing
- Show a cash price and a card price. Card customers cover the fee, you keep the sale.
- Next-day deposits
- Today's sales in your account tomorrow.
- Funding built in
- Eligible merchants can get up to 2x their monthly card sales, one fixed fee, no interest.
- 24/7 support
- Real people, any hour, at no extra charge.
An estimate based on the numbers you choose. Dual pricing rules vary by state.
Six questions. About a minute.
No 40-page bank packet. A funding specialist reads every application personally.
- You applyTell us what you need and roughly what you bring in.
- We call youUsually the same business day, to go over the programs you fit.
- You get fundedSign the offer you like. Advances can land in 24 to 48 hours.
How it stacks up.
Every option has a tradeoff. Here's the honest version.
| Restaurant growth capital | Revenue advance | Bank loan | Equity investor | |
|---|---|---|---|---|
| Time to a decision | Days | As fast as 24 hours | Weeks to months | Months |
| Weight on credit score | Low | Low | High | Varies |
| Interest | None | Fixed cost, set upfront | Yes | None |
| Monthly payment | None | Moves with your sales | Fixed | None |
| Ownership you give up | None | None | None | A share of the company |
| Sends you customers | Yes | No | No | No |
Your clients need capital. You get paid when they get it.
You talk to business owners every week. Introduce the ones who need money. We handle the application, the underwriting and the follow-up, and you earn a fee on every funded deal.
Commercial realtors, restaurant suppliers and food distributors, restaurant consultants, auto and construction consultants, equipment dealers, CPAs and bookkeepers.
See the full partner program and what you could earn
- Your part
- One introduction. Text, email or a shared link.
- Our part
- Everything after that, start to funded.
- You'll know
- Where every referral stands, without chasing us.
- You earn
- A referral fee on every deal that funds.
Questions owners ask us.
Does it cost anything to apply?
No. Applying is free, and you're under no obligation to take an offer.
How do you make money?
Our funding partners pay us when a business gets funded. You never pay us a fee, and we show you every option you qualify for, not just the one that pays us most.
How fast can I actually get the money?
Revenue advances often fund 24 to 48 hours after approval. Restaurant growth capital and larger amounts take a few days longer because of the extra review. Your specialist will give you a real date on the first call.
My credit isn't great. Is there any point?
Yes. Most of these programs care more about your sales and how long you've been open than your personal score.
Is the restaurant program a loan?
No. Our partner buys food and beverage credit at your restaurant upfront and sells it to diners through their app. Diners come in and spend it. There's no loan payment, no interest and no ownership given up.
Who qualifies for the restaurant program?
It works best for restaurants, bars and cafes with a Google rating of 4.0 or higher and more than $500K in yearly sales. If you're below that, a revenue advance or a processing review may still fit.
What can I use the money for?
Anything for the business: payroll, inventory, equipment, repairs, a remodel, marketing or a second location.
Find out what you qualify for this week.
One minute to apply. One call to see your options.